Terms of Use

Policy content

The following comprises the Modality Apps (Pty) Ltd terms of use. To view the details in each section simply click or tap on the section header and the section will expand. To close the section, click or tap on the section header again.


This policy has being duly authorized by the directors of Modality Apps (Pty) Ltd.


This policy is applicable to all staff and clients of Modality Apps (Pty) Ltd.

Effective date

04 October 2018.

Users are required to read and familiarize themselves with the contents of this document which should be read in conjunction with the Modality Apps (Pty) Ltd Privacy Policy;

The Terms of Use and Privacy Policy govern the relationship between the user and Modality Apps (Pty) Ltd;

This policy outlines the terms of acceptable use of the software applications of Modality Apps (Pty) Ltd, including but not limited to:

Modality Apps (Pty) Ltd is a private company registered in the Republic of South Africa under registration number 2014/232174/07; and

Modality Apps (Pty) Ltd makes Mobiloan and the website available to users, subject to the terms and conditions set out herein.

We respect your right to privacy and your right to access your data;

We refer you to our privacy policy which governs the way in which we:

You can contact us regarding the contents of this policy, to lodge a complaint or for general queries via email on info@modalityapps.com.